4,80,000 Loan Approval - Brand New Loan App, Low CIBIL, Only Aadhaar & PAN

Landing Plate: Borrow with Confidence

You will feel confident only when you first see proof. Don’t believe anything without proof. Here you can see, we got an approval of ₹ 25,000 from the Landing Plate application. The loan amount goes up to ₹5,000,000. In case you take a loan and pay it back, the offer may go up to ₹1,000,000.

Talking about the processing fee, ₹ 1,250 as a processing fee will be charged for a loan of ₹ 25,000 and moreover, there is an additional conversion fee of ₹ 1,250 plus ₹ 450 as GST.

4,80,000 Loan Approval - Brand New loan app _ Low CIBIL, Only Adhar & PAN
 4,80,000 Loan Approval - Brand New loan app _ Low CIBIL, Only Adhar & PAN  

Caution: Avoid Applying Hastily

After watching this video, many of you might apply for a loan, but if you apply hastily, you’ll receive a message like the one shown in the screenshot. In such cases, I’ll tell you a latest trick at the end of the video, so make sure to watch from start to finish. First, let me show you the loan application process. Later, I’ll tell you what to do if your profile isn’t eligible for a loan, and what alternatives you can use if this application doesn’t work.

Step-by-Step Loan Application Process

If you still want to take a loan from this app, there’s a trick. Let’s look into it closely. First, let's try applying for a loan. The latest link for this application is available in our description box, so you’ll first need to install it on your smartphone. Once you install and open the app for the primary time, the interface will look something like this.

It is an instant app for loans up to ₹1,000,000 in a trice. Click the arrow at the side to proceed. If clicked upon, there are quite a few permissions which have to be granted, namely for location, camera, photos, and media files. Then you see there is a button saying "Let's Go."

Press it. After that, the app will ask you to allow terms and conditions related to location. If you don’t allow it, the app will close. After allowing, you will be prompted to enter your mobile number. Put your number, accept the terms and conditions, and click login. You will get an OTP for verification of your number. After the number is verified, putting in your area's pin code is the first step in reaching your goal. After putting the pin code, the city and state would automatically appear. Select them and click “Continue.”

Completing the Application

Now, to avail the loan, there are certain steps in applying, and all you have to do is register your mobile number; that would be the first step. You then show personal information, verify income, complete KYC, give bank account details, sign the agreement, set up auto-debit, and finally, disbursement of the loan. You will see an "Apply Now" button. Kindly click on that button, and this page shows up.

Now, I will take you through it. Firstly, your PAN card number, your first and last names as on the PAN card, then give your date of birth, followed by selecting your gender. Choose your income profile; whether it is salary or business. Now, based on the type you have selected, specify whether your salary goes to a bank account or if you get it in cash. Please enter your monthly salary, which must be at least ₹20,000 to apply for the loan. After that, you enter your email ID and click "Continue."

Verifying and Submitting Your Details

You will then be prompted to upload a selfie. Once uploaded, you’ll see that your loan is in process. An application number will be generated. Now, your information is almost complete, and there’s more to provide. Click “Let’s Go” to continue to the next step. You’ll be asked for employment info, including where you work, your designation, workplace address, and more. Enter all these details carefully.

Next, you will be asked to verify your salary. In this regard, you have to select the bank in which your salary is credited and then attach a statement of your bank account in PDF format. Finally, your KYC will be completed by your Aadhaar card after entering the number and captcha, verification has to be done through OTP. Once KYC is done, it will show the final amount of loan that will be disbursed along with the processing fees of ₹1,250, ₹450 as GST, and ₹1,250 as the convenience fee. If agreed, click on "Next."

Final Steps: Bank Details and Loan Disbursement

Then you will have to add your bank details, account number, IFSC code, and click Verify. For the setup in the app in case you want the EMI to be deducted automatically, you will be asked. You will be able to set it up through net banking or by using a debit card.


After the process is complete, Landing Plate will provide an agreement that needs to be e-signed by you. Once its done, the final amount of the loan will be credited to your bank account. You see here onscreen that our loan is now ready for disbursement. The sanction letter, credit report, loan agreement, etc., will be given to you. Successfully, your loan has been applied, and money will go into your account within 10-15 minutes.

The Trick for Quick Loan Approval

Now that I’ve explained the entire loan application process, you can decide whether you find this loan affordable or expensive. In the beginning, I mentioned a trick if your loan application isn’t approved. Here’s the trick: If your home address is not serviceable, but you work in another city, you can apply using your office address. The app often gives quick approval for office addresses. However, this tricky way  may not work for everyone hahaha , as certain locations may still be ineligible.

Alternative Loan Application

If the app still doesn’t offer you a loan, I recommend another application called "Branch" that can provide you with loans up to ₹50,000.

Conclusion

As for the live proof, head towards the description box of the video link, and you can see all the entire loan process. If you found it informative, please give it a like.

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